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The Worldwide Diver policy is an “Extended Stay” Travel Insurance policy that includes an International Diving Emergency Card (IDEC). It is an ideal policy for gap year students who may engage in scuba diving, and divers who will be travelling continuously for periods of 6 to 12 months (if you only intend to travel for periods of up to 120 days in any one trip then please see our Annual Multi Trip Cover). The policy also provides cover for Winter Sports.

Please note that there is no cover for Cancellation or Curtailment automatically included in this policy.

IMPORTANT NOTE: Worldwide Diver is only available to people residing in the United Kingdom at the time of purchase. This is extended stay travel insurance that covers trips starting and ending in the United Kingdom. If you are permanently resident outside of the United Kingdom we cannot offer you this insurance.



Items Covered Limits Of Cover
Baggage Total £2,500 More info
Baggage Replacement Hire £500 More info
Personal Money £500 More info
Personal Accident £25,000 More info
Personal Liability £2,000,000 More info
Medical and Emergency Expenses £2,000,000 More info
Cancellation and Curtailment £0 More info
Delayed Departure £150 More info
Missed Departure £1000 More info
Hospital Inconvenience Benefit £1,000 More info
Loss of Passport £250 More info
Legal Expenses and Advice £25,000 More info
Loss of Activity Days £500 More info
Hijack £500 More info
Avalanche Delay £150 More info
Piste Closure £300 More info
Adverse weather £500 More info
Trip Limit Unlimited More info
Territorial Limits Worldwide excluding USA Canada, Caribbean Islands and Mexico. More info


Additional Policy Benefit Options
Adventure Sports and Dive Professional Development Cover:  More info
Increase your baggage item limit from £400 to £600:  More info
Cancellation & Curtailment Cover
(including cover for Independent Itinerary Failure):
 More info
Excess Waiver:  More info
Travel Disruption Cover:  More info
Country of Residence
Your age:
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COVID-19  Policy Update:

  • Our policies will cover cancellation and curtailment if an insured person named on the policy documentation has a confirmed diagnosis of Coronavirus (COVID-19). You will also be covered for emergency medical expenses if you get infected by COVID-19 whilst abroad.
  • No cover applies to trips if the Foreign & Commonwealth Office (FCO) advise against travel to your destination. You can read the FCO’s latest advice here. The FCO is currently advising against ALL cruise ship travel for British Travellers.
  • If you cancel your policy within 14 days of purchase, you are welcome to a full refund – provided you have not travelled and do not intend to claim. Please check the cancellation terms in your policy wording for details.

Currently we are also unable to provide coverage in the USA Canada, Caribbean Islands and Mexico.
You can find further information here and in your policy wording and IPID