Dive Team Liability

Our specialist insurance protects the civil liability of a dive team of three instructors trading as individuals or as a named business.
Limit of indemnity
Public Liability£3,000,000
Employers Liability£5,000,000
Premium including Policy Fee£500.00
Country of Residence

Main points of coverage:

  • This policy covers you as a named business or individual trading as a maximum of 3 instructors to make the minimum HSE Dive Team.
  • This policy protects your civil liability if you are sued by a member of the public, a client or student, or your dive buddy.
  • This policy cover includes £3million Limit for Public Liability and £5 million limit of indemnity for Employers Liability
Full policy details can be found in the policy wording.
This policy covers:
  • Recreational Snorkelling, Free Diving, Recreational Diving Instruction

Important:

  • Pro Diver provides indemnity to the individual instructor named on the policy and will not provide cover for liability attaching to a Company, Trading Style or Entity. To cover a Company, Trading Style or Entity please consider our INDIGO cover.
  • This policy does not include coverage for the USA, Canada, their territories or possessions and is not available to citizens of these territories.
  • *Cover is as an individual participating in these projects subject to declared and agreed standards and practices being followed. This policy will not cover you as the project manager/supervisor or as a business, for this cover please consider our Dive Trade Liability product.

We recommend a limit of £3 Million or higher as this is required by various certifying associations & authoritative bodies.

*Terms & Conditions of this offer:

· This price guarantee is subject to Dive Master’s normal underwriting criteria.

· Proof of competing quote is required before the guarantee can be applied.

· Your competing quote must provide cover on an equivalent basis to include but not limited to : coverage on a claims occurring basis and costs and expenses payable in addition to the limit of indemnity.

· This guarantee does not affect your legal rights.

· This price guarantee is available for a limited period only.

· Dive Master will not return any documentation received in conjunction with this offer.