Trip Travel & IDEC Insurance Jargon Buster

Baggage & Dive Equipment

Coverage for personal belongings & dive equipment

  • £2,500 – Overall in respect of Baggage (limited to £400 per item)
  • £500 – Overall in respect of Replacement Hire in the event of lost baggage

Personal Money

Coverage for cash and travellers cheques belonging to you and for which you are responsible.

Personal Accident

Coverage if you suffer bodily injury or death.

Personal Liability

Coverage for all sums that you become legally liable to pay as a result of bodily injury, death or damage to property that you cause.

Medical and Emergency Expenses

Coverage for accidental bodily injury, illness or death

Cancellation and Curtailment

Coverage for cancelling your holiday prior to travel or curtailing your holiday after travel has commenced and returning home early.

Delayed Departure

A benefit that may be paid in the event that your aircraft or ship is delayed

Missed Departure

Coverage for additional accommodation and travel costs that you incur in reaching your overseas destination if you miss the departure of your pre-booked transport

Hospital Inconvenience Benefit

A benefit that is paid for being hospitalised abroad

Loss of Passport

Coverage for additional travel and accommodation expenses incurred abroad in obtaining a replacement passport

Legal Expenses and Advice

Coverage for legal costs incurred in pursuit of compensation following personal injury or death whilst abroad.

Loss of Activity Days

A benefit paid for the loss of pre-booked and pre-paid dive activity days if you suffer an injury or are taken ill.

Hijack

A benefit paid if you are hijacked whilst travelling.

Adverse Weather

A benefit paid for the loss of pre-booked and pre-paid dive activity days if the weather conditions prevent you from diving